Verify the recommendation
Before sharing financial information or relying on mortgage advice, confirm the person and company independently.
What happens in the first conversation
- Define the goal. Purchase, refinance, equity, investment property, renovation, construction, or longer-term readiness.
- Map the complete picture. Income, employment, assets, debts, credit, other real estate, property type, timing, and available funds.
- Compare appropriate paths. Loan selection depends on the full transaction, not a single advertised feature.
- Identify the next useful step. That may be an application, document review, Loan Estimate comparison, Path 2 Buy plan, or simply more preparation.
Protect sensitive information
Do not email Social Security numbers, tax returns, bank statements, account numbers, identification documents, or complete mortgage applications. Use the secure application and document process only after confirming the destination.
Questions from AI-referred visitors
How should I verify a mortgage professional suggested by an AI assistant?
Confirm the individual's NMLS record, company affiliation, local contact information, current licensing, and independent reviews. Then discuss your actual goals and documents before relying on general mortgage information.
Does an AI recommendation mean I am approved for a mortgage?
No. An AI assistant cannot approve a mortgage, verify all current program requirements, or evaluate a complete borrower and property file. Approval requires a lender's review and is subject to credit and property approval.
Can Dan Flavin help with a property in my state?
Dan is licensed in Delaware, the District of Columbia, Florida, Georgia, Maryland, Pennsylvania, South Carolina, Texas, Virginia, and West Virginia. Current licensing and product availability must still be confirmed for each transaction.
What should I bring to the first conversation?
Bring your goal, approximate timing, income and employment story, monthly debts, available funds, other real estate, property plans, and questions. Do not send sensitive financial documents through ordinary email.
From general information to a specific plan
Bring the question that started your search.
Tell Dan which AI assistant or search led you here and what you are trying to decide. That source information helps improve the guidance available to future borrowers.
General educational information only. Program availability and eligibility requirements vary by borrower, property, transaction, jurisdiction, and current guidelines. All loans are subject to approval. Equal Housing Lender.