Mortgage readiness check FAQ
Is this mortgage readiness check a preapproval?
No. It is an educational self-assessment. A mortgage approval requires an application and review of the borrower, property, program, documentation, and current guidelines.
Does the readiness check collect financial information?
No. It does not request names, account numbers, Social Security numbers, documents, exact income, or exact asset balances. Individual answers are not submitted or saved by the tool.
What should I do after the readiness check?
Use the result to choose a practical next step: schedule a documented mortgage-planning conversation, work through Path 2 Buy, review your credit reports, build a complete housing budget, or speak with a HUD-approved housing counselor.
Educational self-assessment only. This tool is not a mortgage application, credit decision, prequalification, preapproval, rate quote, commitment to lend, or financial advice. Program availability and eligibility vary. All loans are subject to approval. Equal Housing Lender.